In this time of the year many foreigners come to Spain to enjoy their holiday homes and it would be the time to put everything in order. Especially your legal relationship with your community.
1.- Be aware that the official address and the email address you gave to your administration is still ok. According to the article 9, h) LPH, the owner is obliged to notify to the administrator his address in Spain in which he wants to receive the notification. Otherwise, everything would be notified to the property in the community. In addition to this legal requirement, all the foreigners usually give to the administration their email address to be notified about everything.
When the email address has changed and the administrator is not aware about it, all the notifications will be done to the official address ( the holiday home property itself or the other one indicated) but should no be anybody in the home, the notification will be made in the notice board of the community. This means that you will know nothing and a court procedure could start against you. To prevent this unpleasant situation, please, check with your administrator that they have your full details.
It would not be the first time a community takes someone to court and there is a sentence against the owner without his real knowledge.
2.- Take control about your direct debit. You might be relaxed thinking that your bank is paying the community fees because you made a standing order but, unfortunately, as a consequence of all the changes in our bank net ( fusions, absorbstions, etc. ) your bank account numbers might have changed and the community fees could be refused by your bank, so you could loose the discount of paying the fees on time, or even you could become a debtor without your knowledget.
3.- Ask your administrator that all your fees are up to date. In many cases, you might have got an agreement with your tenant or your agent to have your community fees paid, and for whatever reason they are not complying with their obligations. In this situation, you would be the debtor, because the community does not mind the agreements you might have got with a third party. You are the owner and according to law you are the one to pay the community fees, so you would become a debtor and the community would claim the money to you and nobody else.
4.- Get knowledge of the current insurance your community has, and all the coverages of the policy.
From one year to the other, the community might have changed the coverages of the community insurance.
Some of the communities just insurance the public liabilities but others get a wider coverage. With this full cover policy, the communities have the opportunity to insure not only those elements that are common to all buildings, but to insure the construction in full including communal and private elements of the building against the risk of fire, water damage, breakages, electrical damage, accidental smoke; vandalism; full water damage, localisation, repair and damages caused; changing of locks both to private and community doors in the case of robbery or loss of keys by owners; robbery within the community to owners, tenants or cohabitants; breakages to sanitary units, windows and internal doors; inhabitability of properties due to a claim covered by the policy, etc., and naturally public liability cover for the community. Should your property have a mortgage, this full cover policy allows you to get a certificate tying the coefficient quota of each property of the total capital insured into the mortgage holders, so in most of cases you would not be obliged to insure your own property except for the contents you might have in your property. Taking this into consideration could be very important for you to be always aware about the insurance policy your community has at every time.